Hospital & Medical Cost in Pennsylvania (2026)

Hospital costs in Pennsylvania typically run $1,700–$3,900 for an uninsured moderate-acuity Level-3 ER visit, with ACA Medicaid expanded. Pennsylvania's combination of constitutional § 18 bar on malpractice damage caps (one of only 4 U.S. states with this protection), MCARE Fund state-administered second-tier malpractice insurance, 1996 CON repeal (one of 15 non-CON states), UPMC + Penn Medicine + Geisinger + Jefferson + Allegheny Health Network + Lehigh Valley Health Network regional-system competition with no single dominant system (one of the most competitive regional-system markets in the country), $40.85/hr BLS RN mean, and ACA Medicaid expanded under Governor Wolf (2015).

State Pennsylvania
Cities Covered 2
Typical uninsured moderate-acuity Level-3 ER visit $1,700 – $3,900
BLS Registered Nurse wage $40.85/hr

Pennsylvania payer mix, regulation & malpractice drivers

  • Surprise billing protection: Moderate state statute — partial state-level surprise billing protection alongside federal NSA
  • Certificate of Need (CON) status: Repealed Certificate of Need — partial or full CON repeal in recent years
  • Medicaid expansion status: ACA Medicaid expanded — coverage to 138% federal poverty level
  • Malpractice non-economic damages cap: No enforceable malpractice non-economic damages cap — no cap (Pennsylvania Constitution Art. III § 18 prohibits damage caps)
  • Hospital price transparency mandate: Federal CMS Hospital Price Transparency Rule (45 CFR Part 180) only — no state-level supplement
  • Dominant health insurance market structure: Regional-system dominant — vertically-integrated regional health system shapes market

Pennsylvania medical board & physician licensing

  • License status: Statewide license required
  • License board: Pennsylvania State Board of Medicine and Pennsylvania State Board of Osteopathic Medicine — Pennsylvania Department of State Bureau of Professional and Occupational Affairs (official site)
  • Permit: Pennsylvania State Board of Medicine MD license or Board of Osteopathic Medicine DO license required; DEA Schedule II-V + Pennsylvania Prescription Drug Monitoring Program (PA PDMP); hospital privileging at UPMC / Penn Medicine / Geisinger Health / Jefferson Health / Allegheny Health Network (AHN) / Lehigh Valley Health Network; PA repealed its CON program in 1996 (Pennsylvania has not had CON for hospitals since 1996); MCARE Act medical malpractice tort reform

How medical care costs vary in Pennsylvania

State-specific code or insurance rule: Pennsylvania Constitution Article III § 18 explicitly PROHIBITS the legislature from limiting damage recoveries — making Pennsylvania one of the few states with a constitutional bar on medical malpractice non-economic damages caps (alongside AZ Article 2 § 31, KY § 14, and WA Article I § 21) — and Pennsylvania repealed its Certificate of Need program in 1996 making PA one of the 15 non-CON states (alongside CA 1987, AZ 1985, ID 1983, IN 1996, MN never, ND never), plus Pennsylvania operates the Medical Care Availability and Reduction of Error (MCARE) Fund as the state-administered second-tier malpractice insurance covering claims above the primary insurance layer up to $1M.

Cities in Pennsylvania

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