Hospital & Medical Cost in Mississippi (2026)

Hospital costs in Mississippi typically run $1,100–$2,700 for an uninsured moderate-acuity Level-3 ER visit, with ACA Medicaid NOT expanded (coverage gap exists). Mississippi's combination of Medicaid-expansion non-adoption (one of 9 holdout states leaving 200,000+ in the coverage gap), $35.50/hr BLS RN mean (alongside AR as the lowest in the country), $500K malpractice non-economic damages cap under Miss. Code § 11-1-60, MSDH extensive CON program under Miss. Code § 41-7, University of Mississippi Medical Center (UMMC) Jackson as the only Level I trauma center in the state, BCBS Mississippi / Blue Cross Blue Shield dominant commercial-insurance market share, and federal-No-Surprises-Act-only protection.

State Mississippi
Cities Covered 0
Typical uninsured moderate-acuity Level-3 ER visit $1,100 – $2,700
BLS Registered Nurse wage $35.50/hr

Mississippi payer mix, regulation & malpractice drivers

  • Surprise billing protection: Federal No Surprises Act only — no state-level supplement beyond NSA
  • Certificate of Need (CON) status: Extensive Certificate of Need — broad CON program covering hospitals, ASCs, imaging, and surgical capacity
  • Medicaid expansion status: ACA Medicaid NOT expanded — 100-138% FPL coverage gap exists
  • Malpractice non-economic damages cap: Hard statutory non-economic damages cap — $500,000 non-economic cap under Miss. Code § 11-1-60
  • Hospital price transparency mandate: Federal CMS Hospital Price Transparency Rule (45 CFR Part 180) only — no state-level supplement
  • Dominant health insurance market structure: BCBS-dominant — single Blue Cross Blue Shield carrier holds 50%+ commercial market share

Mississippi medical board & physician licensing

  • License status: Statewide license required
  • License board: Mississippi State Board of Medical Licensure (MSBML) (official site)
  • Permit: Mississippi State Board of Medical Licensure MD/DO license required; DEA Schedule II-V + Mississippi Prescription Monitoring Program (MPMP); hospital privileging at University of Mississippi Medical Center (UMMC) / Baptist Memorial / Singing River; CON required through Mississippi State Department of Health (MSDH) Health Planning Section under Miss. Code § 41-7

How medical care costs vary in Mississippi

State-specific code or insurance rule: Mississippi is one of the 9 ACA-Medicaid-expansion-holdout states as of January 2026 — leaving 200,000+ Mississippians in the coverage gap (the 100-138% FPL income range that doesn't qualify for either traditional Medicaid or ACA marketplace subsidies) — and Mississippi has the lowest BLS Registered Nurse mean hourly wage in the country at $35.50/hr (alongside AR), plus Mississippi Code § 11-1-60 caps medical malpractice non-economic damages at $500,000 under the 2002 medical malpractice tort reform that bundled the non-economic damages cap with joint-and-several-liability reform.

Cities in Mississippi

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